BIG GOALS BECOME SMALLER PROBLEMS WHEN YOU PLAN FOR THEM.
Borrow Anytime. You’re Pre-Approved Today for 5 Future Planned Loans Totaling Up to $160,000* .
Choose the goal first. Then let your household numbers calculate the Planned Loans you can be pre-approved for today.
The Eye-Opener calculates your pre-approved Planned Loan amounts from the expenses you actually pay each month. The more of your real household expenses you include, the more accurately the Eye-Opener can calculate your pre-approved Planned Loans.
Choose your goal first.
Planning becomes easier when the money already has a purpose.
PRE-APPROVED TODAY
Your budget sets the amounts today. You access each Planned Loan when its scheduled date arrives. Any Planned Loan already funded is deducted from later cumulative amounts.
Enter what you really spend each month.
PlannedLender uses your household expense profile to calculate the Planned Loans you can be pre-approved for today.
This total is the key number used to calculate your pre-approved Planned Loan schedule.
Only include expenses you actually pay. Do not inflate, duplicate or invent expenses.
Pre-approved today. Available on your schedule.
Enter your actual monthly spending. Your total updates instantly and calculates the five Planned Loan amounts you are pre-approved for today.
The 90-day pre-approved amount is calculated at 10% of the monthly expenses entered for each of the first three months. The 1-year, 3-year, 5-year and 100-month amounts use the 42.1% Eye-Opener calculation. Scheduled amounts are cumulative; previously funded Planned Loans are deducted from later scheduled availability. Continued access is subject to program participation and applicable terms.
From planning to application.
See your pre-approved loans
Use your real monthly expenses to calculate your five pre-approved Planned Loan amounts.
Choose whether to move forward
Review the Planned Loans your household budget supports and decide whether the PlannedLender program fits your goals.
Start the application
If you continue, you will enter ReCapture Financial's application intake process for review and approval.
Turn your plan into an application.
If your pre-approved Planned Loan schedule makes sense for your household, continue to the ReCapture Financial intake and apply.
Apply Now →Amount Disclosure: The $160,000 figure is an illustrative Planned Loan total based on approximately $4,000 in monthly household expenses. Your actual pre-approved Planned Loan amounts are calculated from the monthly expenses you enter in the Eye-Opener. Households with higher monthly expenses may receive higher pre-approved Planned Loan totals. Previously funded Planned Loans reduce amounts available at later scheduled dates.